{"id":29648,"date":"2026-09-01T03:50:57","date_gmt":"2026-09-01T03:50:57","guid":{"rendered":"https:\/\/dumondeducation.com\/?page_id=29648"},"modified":"2026-09-12T10:02:53","modified_gmt":"2026-09-12T10:02:53","slug":"terms-and-conditions","status":"publish","type":"page","link":"https:\/\/dumondeducation.com\/km\/terms-and-conditions\/","title":{"rendered":"Terms &#038; Conditions"},"content":{"rendered":"<h1 class=\"wp-block-heading\">\u179b\u1780\u17d2\u1781\u1781\u178e\u17d2\u178c<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u1780\u17c2\u1794\u17d2\u179a\u17c2\u1785\u17bb\u1784\u1780\u17d2\u179a\u17c4\u1799\u17d6 12 \u1781\u17c2\u1780\u1789\u17d2\u1789\u17b6 2026<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">These Terms &amp; Conditions govern your use of PIVOT and dumondeducation.com. PIVOT is operated by <strong>\u179f\u17b6\u1780\u179b\u179c\u17b7\u1791\u17d2\u1799\u17b6\u179b\u17d0\u1799\u179f\u17b7\u1780\u17d2\u179f\u17b6 DUMOND<\/strong>\u1780\u17d2\u179a\u17bb\u1798\u17a0\u17ca\u17bb\u1793\u17af\u1780\u1787\u1793\u1798\u17b6\u1793\u1780\u1798\u17d2\u179a\u17b7\u178f\u17a2\u17c1\u179f\u17d2\u178f\u17bc\u1793\u17b8 \u179b\u17c1\u1781\u1780\u17bc\u178a\u1785\u17bb\u17c7\u1794\u1789\u17d2\u1787\u17b8 <strong>14870526<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u17a2\u17b6\u179f\u1799\u178a\u17d2\u178b\u17b6\u1793\u17a2\u17b6\u1787\u17b8\u179c\u1780\u1798\u17d2\u1798\u178a\u17c2\u179b\u1794\u17b6\u1793\u1785\u17bb\u17c7\u1794\u1789\u17d2\u1787\u17b8\u17d6<\/strong> <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Contact: <strong>support@dumondeducation.com<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">PIVOT 1<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">PIVOT 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PIVOT \u1794\u17bb\u1796\u17d2\u179c\u179b\u17b6\u1797<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u178f\u1798\u17d2\u179b\u17c3\u179f\u17d2\u178f\u1784\u17cb\u178a\u17b6\u179a\u179f\u1798\u17d2\u179a\u17b6\u1794\u17cb PIVOT Premium \u1782\u17ba <strong>\u20ac39 \u1780\u17d2\u1793\u17bb\u1784\u1798\u17bd\u1799\u1786\u17d2\u1793\u17b6\u17c6<\/strong>\u179b\u17bb\u17c7\u178f\u17d2\u179a\u17b6\u178f\u17c2\u178f\u1798\u17d2\u179b\u17c3\u1781\u17bb\u179f\u1782\u17d2\u1793\u17b6\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1794\u1784\u17d2\u17a0\u17b6\u1789\u1799\u17c9\u17b6\u1784\u1785\u17d2\u1794\u17b6\u179f\u17cb\u1798\u17bb\u1793\u1796\u17c1\u179b\u1791\u17b7\u1789\u17d4<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u1780\u17d2\u1793\u17bb\u1784\u17a2\u17c6\u17a1\u17bb\u1784\u1796\u17c1\u179b\u1794\u1784\u17d2\u1780\u17be\u178f PIVOT \u179f\u1798\u17b6\u1787\u17b7\u1780 Premium 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<strong>\u17a2\u178f\u17d2\u179a\u17b6\u1794\u17bb\u1796\u17d2\u179c\u179b\u17b6\u1797\u1794\u17d2\u179a\u1785\u17b6\u17c6\u1786\u17d2\u1793\u17b6\u17c6 \u20ac20<\/strong> \u178a\u179a\u17b6\u1794\u178e\u17b6\u179f\u1798\u17b6\u1787\u17b7\u1780\u1797\u17b6\u1796 Premium \u1793\u17c5\u178f\u17c2\u179f\u1780\u1798\u17d2\u1798\u1787\u17b6\u1794\u1793\u17d2\u178f\u1794\u1793\u17d2\u1791\u17b6\u1794\u17cb\u17d4 \u1780\u17b6\u179a\u1796\u17d2\u1799\u17b6\u1799\u17b6\u1798\u1794\u1784\u17cb\u1794\u17d2\u179a\u17b6\u1780\u17cb\u17a1\u17be\u1784\u179c\u17b7\u1789\u1792\u1798\u17d2\u1798\u178f\u17b6 \u17ac\u179a\u1799\u17c8\u1796\u17c1\u179b\u17a2\u1793\u17bb\u1782\u17d2\u179a\u17c4\u17c7\u1794\u1784\u17cb\u1794\u17d2\u179a\u17b6\u1780\u17cb\u1792\u1798\u17d2\u1798\u178f\u17b6\u1798\u17b7\u1793\u179b\u17bb\u1794\u1785\u17c4\u179b\u17a2\u178f\u17d2\u179a\u17b6\u179f\u1798\u17b6\u1787\u17b7\u1780\u179f\u17d2\u1790\u17b6\u1794\u1793\u17b7\u1780\u178a\u17c4\u1799\u1781\u17d2\u179b\u17bd\u1793\u17af\u1784\u1791\u17c1\u17d4 \u1794\u17d2\u179a\u179f\u17b7\u1793\u1794\u17be\u179f\u1798\u17b6\u1787\u17b7\u1780\u179f\u17d2\u1790\u17b6\u1794\u1793\u17b7\u1780\u179b\u17bb\u1794\u1785\u17c4\u179b\u178a\u17c4\u1799\u1785\u17c1\u178f\u1793\u17b6 \u17ac\u17a2\u1793\u17bb\u1789\u17d2\u1789\u17b6\u178f\u17b1\u17d2\u1799\u179f\u1798\u17b6\u1787\u17b7\u1780\u1797\u17b6\u1796 Premium \u1794\u1789\u17d2\u1785\u1794\u17cb \u17a0\u17be\u1799\u1780\u17d2\u179a\u17c4\u1799\u1798\u1780\u1785\u17bc\u179b\u179a\u17bd\u1798\u17a1\u17be\u1784\u179c\u17b7\u1789 \u178f\u1798\u17d2\u179b\u17c3 Premium \u178a\u17c2\u179b\u1798\u17b6\u1793\u1793\u17c5\u1796\u17c1\u179b\u1785\u17bc\u179b\u179a\u17bd\u1798\u17a1\u17be\u1784\u179c\u17b7\u1789\u1793\u17b9\u1784\u178f\u17d2\u179a\u17bc\u179c\u17a2\u1793\u17bb\u179c\u178f\u17d2\u178f\u17d4<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u1794\u17bb\u1796\u17d2\u179c\u179b\u17b6\u1797\u1782\u17ba\u1787\u17b6 <strong>\u1780\u17b6\u179a\u1787\u17b6\u179c\u1794\u17d2\u179a\u1785\u17b6\u17c6\u1786\u17d2\u1793\u17b6\u17c6<\/strong>\u179b\u17bb\u17c7\u178f\u17d2\u179a\u17b6\u178f\u17c2\u17a2\u17d2\u1793\u1780\u179b\u17bb\u1794\u1785\u17c4\u179b\u1798\u17bb\u1793\u1780\u17b6\u179b\u1794\u179a\u17b7\u1785\u17d2\u1786\u17c1\u1791\u1794\u1793\u17d2\u178f\u1794\u1793\u17d2\u1791\u17b6\u1794\u17cb \u1780\u17b6\u179a\u1787\u17b6\u179c\u1793\u17b9\u1784\u1794\u1793\u17d2\u178f\u178a\u17c4\u1799\u179f\u17d2\u179c\u17d0\u1799\u1794\u17d2\u179a\u179c\u178f\u17d2\u178f\u17b7 \u17a0\u17be\u1799\u178f\u1798\u17d2\u179b\u17c3\u1794\u17d2\u179a\u1785\u17b6\u17c6\u1786\u17d2\u1793\u17b6\u17c6\u178a\u17c2\u179b\u17a2\u17b6\u1785\u17a2\u1793\u17bb\u179c\u178f\u17d2\u178f\u1794\u17b6\u1793\u1793\u17b9\u1784\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1782\u17b7\u178f\u1794\u17d2\u179a\u17b6\u1780\u17cb\u1798\u17d2\u178f\u1784\u1791\u17c0\u178f\u17d4<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u17a2\u17d2\u1793\u1780\u17a2\u17b6\u1785\u179b\u17bb\u1794\u1785\u17c4\u179b\u1780\u17b6\u179a\u1794\u1793\u17d2\u178f\u1787\u17b6\u179c\u1793\u17b6\u1796\u17c1\u179b\u17a2\u1793\u17b6\u1782\u178f\u178a\u17c4\u1799\u1794\u17d2\u179a\u17be\u179c\u17b7\u1792\u17b8\u179f\u17b6\u179f\u17d2\u178f\u17d2\u179a\u1782\u17d2\u179a\u1794\u17cb\u1782\u17d2\u179a\u1784\u1780\u17b6\u179a\u1787\u17b6\u179c\u178a\u17c2\u179b\u1798\u17b6\u1793\u1787\u17b6\u1798\u17bd\u1799\u1793\u17b9\u1784\u1780\u17b6\u179a\u1791\u17b7\u1789\u179a\u1794\u179f\u17cb\u17a2\u17d2\u1793\u1780 \u179a\u17bd\u1798\u1791\u17b6\u17c6\u1784\u178f\u17b6\u1798\u179a\u1799\u17c8\u17a7\u1794\u1780\u179a\u178e\u17cd\u1782\u17d2\u179a\u1794\u17cb\u1782\u17d2\u179a\u1784\u1780\u17b6\u179a\u1787\u17b6\u179c Stripe\/Link \u178a\u17c2\u179b\u1796\u17b6\u1780\u17cb\u1796\u17d0\u1793\u17d2\u1792\u178a\u17c2\u179b Stripe Managed Payments \u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1794\u17d2\u179a\u17be\u1794\u17d2\u179a\u17b6\u179f\u17cb\u17d4 \u1780\u17b6\u179a\u179b\u17bb\u1794\u1785\u17c4\u179b\u1787\u17b6\u1792\u1798\u17d2\u1798\u178f\u17b6\u1780\u17b6\u179a\u1796\u17b6\u179a\u1780\u17b6\u179a\u1782\u17b7\u178f\u1790\u17d2\u179b\u17c3\u1794\u1793\u17d2\u178f\u1787\u17b6\u179c\u1794\u1793\u17d2\u1791\u17b6\u1794\u17cb\u17d4 \u179b\u17bb\u17c7\u178f\u17d2\u179a\u17b6\u178f\u17c2\u1798\u17b6\u1793\u1780\u17b6\u179a\u179f\u1784\u1794\u17d2\u179a\u17b6\u1780\u17cb\u179c\u17b7\u1789 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class=\"wp-block-paragraph\">\u1799\u17be\u1784\u1794\u17d2\u179a\u17be\u1794\u17d2\u179a\u17b6\u179f\u17cb\u17a2\u17d2\u1793\u1780\u1795\u17d2\u178f\u179b\u17cb\u179f\u17c1\u179c\u17b6\u1791\u17bc\u1791\u17b6\u178f\u17cb\u1797\u17b6\u1782\u17b8\u1791\u17b8\u1794\u17b8 \u17a0\u17be\u1799\u1798\u17b7\u1793\u179a\u1780\u17d2\u179f\u17b6\u1791\u17bb\u1780\u1796\u17d0\u178f\u17cc\u1798\u17b6\u1793\u179b\u1798\u17d2\u17a2\u17b7\u178f\u1780\u17b6\u178f\u1791\u17bc\u1791\u17b6\u178f\u17cb\u1796\u17c1\u1789\u179b\u17c1\u1789\u179a\u1794\u179f\u17cb\u17a2\u17d2\u1793\u1780\u1791\u17c1\u17d4<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u179f\u1798\u17d2\u179a\u17b6\u1794\u17cb\u1795\u179b\u17b7\u178f\u1795\u179b\u178c\u17b8\u1787\u17b8\u1790\u179b\u179f\u17d2\u179c\u17d0\u1799\u1794\u17d2\u179a\u179c\u178f\u17d2\u178f\u17b7\u178a\u17c2\u179b\u1798\u17b6\u1793\u179f\u17b7\u1791\u17d2\u1792\u17b7\u1791\u1791\u17bd\u179b\u1794\u17b6\u1793 \u179a\u17bd\u1798\u1791\u17b6\u17c6\u1784 PIVOT Premium \u178a\u17c2\u179b\u1798\u17b6\u1793 \u1780\u17b6\u179a\u1791\u17bc\u1791\u17b6\u178f\u17cb\u17a2\u17b6\u1785\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u178a\u17c6\u178e\u17be\u179a\u1780\u17b6\u179a\u178a\u17c4\u1799\u1794\u17d2\u179a\u17be <strong>\u1780\u17b6\u179a\u1791\u17bc\u1791\u17b6\u178f\u17cb\u178a\u17c2\u179b\u1782\u17d2\u179a\u1794\u17cb\u1782\u17d2\u179a\u1784\u178a\u17c4\u1799 Stripe<\/strong>. For those transactions DUMOND LEARNING O\u00dc remains the seller of the PIVOT product, while Stripe&#8217;s Managed Payments service acts as merchant of record for the transaction and may provide checkout, receipts, payment collection, indirect-tax handling, transaction support, subscription-management and refund\/dispute functions.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u1795\u179b\u17b7\u178f\u1795\u179b \u17ac\u179f\u17c1\u179c\u17b6\u1780\u1798\u17d2\u1798\u178a\u17c2\u179b\u178a\u17b9\u1780\u1787\u1789\u17d2\u1787\u17bc\u1793\u178a\u17c4\u1799\u1798\u1793\u17bb\u179f\u17d2\u179f\u1795\u17d2\u179f\u17c1\u1784\u1791\u17c0\u178f \u179a\u17bd\u1798\u1791\u17b6\u17c6\u1784\u179f\u17c1\u179c\u17b6\u1780\u1798\u17d2\u1798\u1794\u1784\u17d2\u179c\u17b9\u1780\u1798\u17bd\u1799\u1785\u17c6\u1793\u17bd\u1793 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class=\"wp-block-paragraph\">\u178f\u1798\u17d2\u179b\u17c3\u178a\u17c2\u179b\u1794\u1784\u17d2\u17a0\u17b6\u1789\u1793\u17c5\u1796\u17c1\u179b\u1791\u17bc\u1791\u17b6\u178f\u17cb\u1794\u17d2\u179a\u17b6\u1780\u17cb \u1782\u17ba\u1787\u17b6\u178f\u1798\u17d2\u179b\u17c3\u178a\u17c2\u179b\u17a2\u1793\u17bb\u179c\u178f\u17d2\u178f\u1785\u17c6\u1796\u17c4\u17c7\u1794\u17d2\u179a\u178f\u17b7\u1794\u178f\u17d2\u178f\u17b7\u1780\u17b6\u179a\u179a\u1794\u179f\u17cb\u17a2\u17d2\u1793\u1780 \u178a\u17c4\u1799\u17a2\u17b6\u179f\u17d2\u179a\u17d0\u1799\u179b\u17be\u1796\u1793\u17d2\u1792 \u1780\u17b6\u179a\u1794\u1798\u17d2\u179b\u17c2\u1784\u179a\u17bc\u1794\u17b7\u1799\u1794\u17d0\u178e\u17d2\u178e \u17ac\u1796\u17d0\u178f\u17cc\u1798\u17b6\u1793\u1791\u17bc\u1791\u17b6\u178f\u17cb\u178a\u17c2\u179b\u1794\u17b6\u1793\u1794\u1784\u17d2\u17a0\u17b6\u1789\u1799\u17c9\u17b6\u1784\u1785\u17d2\u1794\u17b6\u179f\u17cb\u178a\u17c4\u1799\u17a2\u17d2\u1793\u1780\u1795\u17d2\u178f\u179b\u17cb\u179f\u17c1\u179c\u17b6\u1791\u17bc\u1791\u17b6\u178f\u17cb\u1794\u17d2\u179a\u17b6\u1780\u17cb\u17d4<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Where Stripe Managed Payments is used, Stripe&#8217;s Managed Payments service calculates and handles applicable indirect taxes for the relevant transaction in accordance with its service arrangements.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">7 \u17d4 \u1780\u17b6\u179a\u179b\u17bb\u1794\u1785\u17c4\u179b \u1780\u17b6\u179a\u178a\u1780\u1794\u17d2\u179a\u17b6\u1780\u17cb \u1793\u17b7\u1784\u1780\u17b6\u179a\u179f\u1784\u1794\u17d2\u179a\u17b6\u1780\u17cb\u179c\u17b7\u1789<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u1782\u17d2\u1798\u17b6\u1793\u17a2\u17d2\u179c\u17b8\u1793\u17c5\u1780\u17d2\u1793\u17bb\u1784\u179b\u1780\u17d2\u1781\u1781\u178e\u17d2\u178c\u1791\u17b6\u17c6\u1784\u1793\u17c1\u17c7\u179b\u17bb\u1794\u1785\u17c4\u179b \u17ac\u1780\u17c6\u178e\u178f\u17cb\u179f\u17b7\u1791\u17d2\u1792\u17b7\u17a2\u17d2\u1793\u1780\u1794\u17d2\u179a\u17be\u1794\u17d2\u179a\u17b6\u179f\u17cb\u1787\u17b6\u1780\u17b6\u178f\u1796\u17d2\u179c\u1780\u17b7\u1785\u17d2\u1785\u178e\u17b6\u1798\u17bd\u1799\u178a\u17c2\u179b\u17a2\u1793\u17bb\u179c\u178f\u17d2\u178f\u1785\u17c6\u1796\u17c4\u17c7\u17a2\u17d2\u1793\u1780\u17a1\u17be\u1799\u17d4<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u1794\u17d2\u179a\u179f\u17b7\u1793\u1794\u17be\u17a2\u17d2\u1793\u1780\u1787\u17b6\u17a2\u17d2\u1793\u1780\u1794\u17d2\u179a\u17be\u1794\u17d2\u179a\u17b6\u179f\u17cb\u178a\u17c2\u179b\u1798\u17b6\u1793\u179f\u17b7\u1791\u17d2\u1792\u17b7\u1791\u1791\u17bd\u179b\u1794\u17b6\u1793\u179a\u1799\u17c8\u1796\u17c1\u179b\u178a\u1780\u1781\u17d2\u179b\u17bd\u1793\u1785\u17c1\u1789\u178f\u17b6\u1798\u1785\u17d2\u1794\u17b6\u1794\u17cb \u17ac\u1780\u17b6\u179a\u1794\u1793\u17d2\u1792\u17bc\u179a\u1794\u1793\u17d2\u1790\u1799\u179b\u1780\u17d2\u1781\u1781\u178e\u17d2\u178c \u179a\u17bd\u1798\u1791\u17b6\u17c6\u1784\u179f\u17b7\u1791\u17d2\u1792\u17b7\u178a\u17c2\u179b\u17a2\u17b6\u1785\u17a2\u1793\u17bb\u179c\u178f\u17d2\u178f\u1785\u17c6\u1796\u17c4\u17c7\u1780\u17b7\u1785\u17d2\u1785\u179f\u1793\u17d2\u1799\u17b6\u17a2\u1793\u17a1\u17b6\u1789\u1793\u17c5\u1780\u17d2\u1793\u17bb\u1784\u179f\u17a0\u1797\u17b6\u1796\u17a2\u17ba\u179a\u17c9\u17bb\u1794 \u179f\u17b7\u1791\u17d2\u1792\u17b7\u1791\u17b6\u17c6\u1784\u1793\u17c4\u17c7\u1793\u17b9\u1784\u1794\u1793\u17d2\u178f\u17a2\u1793\u17bb\u179c\u178f\u17d2\u178f\u179f\u17d2\u179a\u1794\u178f\u17b6\u1798\u1785\u17d2\u1794\u17b6\u1794\u17cb\u1787\u17b6\u1792\u179a\u1798\u17b6\u1793\u17d4<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u1780\u17d2\u1793\u17bb\u1784\u1780\u179a\u178e\u17b8\u178a\u17c2\u179b\u17a2\u17d2\u1793\u1780\u179f\u17d2\u1793\u17be\u179f\u17bb\u17c6\u1785\u17bc\u179b\u1794\u17d2\u179a\u17be\u1794\u17d2\u179a\u17b6\u179f\u17cb\u1797\u17d2\u179b\u17b6\u1798\u17d7\u1785\u17c6\u1796\u17c4\u17c7\u1781\u17d2\u179b\u17b9\u1798\u179f\u17b6\u179a\u178c\u17b8\u1787\u17b8\u1790\u179b \u17ac\u179f\u17c1\u179c\u17b6\u1780\u1798\u17d2\u1798\u178c\u17b8\u1787\u17b8\u1790\u179b\u1780\u17d2\u1793\u17bb\u1784\u17a2\u17c6\u17a1\u17bb\u1784\u1796\u17c1\u179b\u178a\u1780\u1794\u17d2\u179a\u17b6\u1780\u17cb\u178f\u17b6\u1798\u1785\u17d2\u1794\u17b6\u1794\u17cb \u1799\u17be\u1784 \u17ac\u17a2\u17d2\u1793\u1780\u1795\u17d2\u178f\u179b\u17cb\u179f\u17c1\u179c\u17b6\u1791\u17bc\u1791\u17b6\u178f\u17cb\u1794\u17d2\u179a\u17b6\u1780\u17cb\u17a2\u17b6\u1785\u179f\u17d2\u1793\u17be\u179f\u17bb\u17c6\u17b1\u17d2\u1799\u17a2\u17d2\u1793\u1780\u1795\u17d2\u178f\u179b\u17cb\u1780\u17b6\u179a\u1799\u179b\u17cb\u1796\u17d2\u179a\u1798 \u17ac\u1780\u17b6\u179a\u1791\u1791\u17bd\u179b\u179f\u17d2\u1782\u17b6\u179b\u17cb\u178e\u17b6\u1798\u17bd\u1799\u178a\u17c2\u179b\u178f\u1798\u17d2\u179a\u17bc\u179c\u178a\u17c4\u1799\u1785\u17d2\u1794\u17b6\u1794\u17cb\u17d4 \u17a2\u17b6\u179f\u17d2\u179a\u17d0\u1799\u179b\u17be\u1794\u17d2\u179a\u1797\u17c1\u1791\u1795\u179b\u17b7\u178f\u1795\u179b \u17ac\u179f\u17c1\u179c\u17b6\u1780\u1798\u17d2\u1798 \u1793\u17b7\u1784\u1780\u17b6\u179b\u17c8\u1791\u17c1\u179f\u17c8 \u1780\u17b6\u179a\u1785\u17b6\u1794\u17cb\u1795\u17d2\u178f\u17be\u1798\u1795\u17d2\u1782\u178f\u17cb\u1795\u17d2\u1782\u1784\u17cb\u1797\u17d2\u179b\u17b6\u1798\u17d7\u17a2\u17b6\u1785\u1794\u17c9\u17c7\u1796\u17b6\u179b\u17cb\u178a\u179b\u17cb\u179f\u17b7\u1791\u17d2\u1792\u17b7\u178a\u1780\u1794\u17d2\u179a\u17b6\u1780\u17cb\u179a\u1794\u179f\u17cb\u17a2\u17d2\u1793\u1780\u17d4<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For transactions processed through Stripe Managed Payments, refund requests and transaction support may also be handled under Stripe\/Link&#8217;s applicable Managed Payments refund and support arrangements. Those arrangements may provide rights in addition to the minimum rights described in these Terms.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u179f\u1798\u17d2\u179a\u17b6\u1794\u17cb\u1780\u17b6\u179a\u1791\u17b7\u1789\u178a\u17c2\u179b\u178a\u17c6\u178e\u17be\u179a\u1780\u17b6\u179a\u178a\u17c4\u1799\u1795\u17d2\u1791\u17b6\u179b\u17cb\u178a\u17c4\u1799 DUMOND LEARNING O\u00dc \u179f\u17c6\u178e\u17be\u179f\u17bb\u17c6\u179f\u1784\u1794\u17d2\u179a\u17b6\u1780\u17cb\u179c\u17b7\u1789\u1782\u17bd\u179a\u178f\u17c2\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1795\u17d2\u1789\u17be\u1791\u17c5\u1780\u17b6\u1793\u17cb <strong>support@dumondeducation.com<\/strong>\u1799\u17be\u1784\u1793\u17b9\u1784\u17a2\u1793\u17bb\u179c\u178f\u17d2\u178f\u179f\u17b7\u1791\u17d2\u1792\u17b7\u17a2\u17d2\u1793\u1780\u1794\u17d2\u179a\u17be\u1794\u17d2\u179a\u17b6\u179f\u17cb\u1787\u17b6\u1780\u17b6\u178f\u1796\u17d2\u179c\u1780\u17b7\u1785\u17d2\u1785\u178e\u17b6\u1798\u17bd\u1799 \u1793\u17b7\u1784\u179b\u1780\u17d2\u1781\u1781\u178e\u17d2\u178c\u179f\u1784\u1794\u17d2\u179a\u17b6\u1780\u17cb\u179c\u17b7\u1789\u1787\u17b6\u1780\u17cb\u179b\u17b6\u1780\u17cb\u178e\u17b6\u1798\u17bd\u1799\u178a\u17c2\u179b\u1794\u17b6\u1793\u1795\u17d2\u178f\u179b\u17cb\u1787\u17bc\u1793\u1799\u17c9\u17b6\u1784\u1785\u17d2\u1794\u17b6\u179f\u17cb\u179b\u17b6\u179f\u17cb\u179f\u1798\u17d2\u179a\u17b6\u1794\u17cb\u1795\u179b\u17b7\u178f\u1795\u179b \u17ac\u179f\u17c1\u179c\u17b6\u1780\u1798\u17d2\u1798\u17d4<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">8 \u17d4 \u1780\u17b6\u179a\u1794\u1784\u17d2\u179c\u17b9\u1780 \u1793\u17b7\u1784\u179f\u17c1\u179c\u17b6\u1780\u1798\u17d2\u1798\u1795\u17d2\u179f\u17c1\u1784\u1791\u17c0\u178f\u178a\u17c2\u179b\u1795\u17d2\u178f\u179b\u17cb\u1787\u17bc\u1793\u178a\u17c4\u1799\u1798\u1793\u17bb\u179f\u17d2\u179f<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u1780\u17b6\u179a\u1794\u1784\u17d2\u179c\u17b9\u1780 \u1780\u17b6\u179a\u178e\u17b6\u178f\u17cb\u1787\u17bd\u1794 \u179f\u17b7\u1780\u17d2\u1781\u17b6\u179f\u17b6\u179b\u17b6 \u17ac\u179f\u17c1\u179c\u17b6\u1780\u1798\u17d2\u1798\u1795\u17d2\u179f\u17c1\u1784\u1791\u17c0\u178f\u178a\u17c2\u179b\u1795\u17d2\u178f\u179b\u17cb\u1787\u17bc\u1793\u178a\u17c4\u1799\u1798\u1793\u17bb\u179f\u17d2\u179f \u17a2\u17b6\u1785\u1798\u17b6\u1793\u179b\u1780\u17d2\u1781\u1781\u178e\u17d2\u178c\u1793\u17c3\u1780\u17b6\u179a\u1780\u1780\u17cb \u1780\u17b6\u179a\u1780\u17c6\u178e\u178f\u17cb\u1796\u17c1\u179b\u179c\u17c1\u179b\u17b6\u17a1\u17be\u1784\u179c\u17b7\u1789 \u1780\u17b6\u179a\u179b\u17bb\u1794\u1785\u17c4\u179b \u17ac\u1780\u17b6\u179a\u1785\u17bc\u179b\u179a\u17bd\u1798\u178a\u17b6\u1785\u17cb\u178a\u17c4\u1799\u17a1\u17c2\u1780\u178a\u17c2\u179b\u1794\u17b6\u1793\u1794\u1784\u17d2\u17a0\u17b6\u1789\u1793\u17c5\u1796\u17c1\u179b\u1780\u1780\u17cb\u17d4 \u179b\u1780\u17d2\u1781\u1781\u178e\u17d2\u178c\u1787\u17b6\u1780\u17cb\u179b\u17b6\u1780\u17cb\u1791\u17b6\u17c6\u1784\u1793\u17c4\u17c7\u1794\u1784\u17d2\u1780\u17be\u178f\u1794\u17b6\u1793\u1787\u17b6\u1795\u17d2\u1793\u17c2\u1780\u1798\u17bd\u1799\u1793\u17c3\u1780\u17b7\u1785\u17d2\u1785\u1796\u17d2\u179a\u1798\u1796\u17d2\u179a\u17c0\u1784\u179a\u1794\u179f\u17cb\u17a2\u17d2\u1793\u1780\u179f\u1798\u17d2\u179a\u17b6\u1794\u17cb\u179f\u17c1\u179c\u17b6\u1780\u1798\u17d2\u1798\u1793\u17c4\u17c7\u17d4<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">9 . PIVOT \u17a5\u178e\u1791\u17b6\u1793 \u1793\u17b7\u1784\u179a\u1784\u17d2\u179c\u17b6\u1793\u17cb<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u17a5\u178e\u1791\u17b6\u1793 PIVOT \u1782\u17ba\u1787\u17b6\u179a\u1784\u17d2\u179c\u17b6\u1793\u17cb \u17ac\u17a2\u178f\u17d2\u1790\u1794\u17d2\u179a\u1799\u17c4\u1787\u1793\u17cd\u1795\u17d2\u1791\u17c3\u1780\u17d2\u1793\u17bb\u1784\u1793\u17c3\u179c\u17c1\u1791\u17b7\u1780\u17b6\u17d4 \u179c\u17b6\u1798\u17b7\u1793\u1798\u17c2\u1793\u1787\u17b6\u179f\u17b6\u1785\u17cb\u1794\u17d2\u179a\u17b6\u1780\u17cb \u1794\u17d2\u179a\u17b6\u1780\u17cb\u17a2\u17c1\u17a1\u17b7\u1785\u178f\u17d2\u179a\u17bc\u1793\u17b7\u1780 \u1794\u17d2\u179a\u17b6\u1780\u17cb\u1794\u1789\u17d2\u1789\u17be\u1796\u17b8\u1792\u1793\u17b6\u1782\u17b6\u179a \u179a\u17bc\u1794\u17b7\u1799\u1794\u17d0\u178e\u17d2\u178e\u178c\u17b8\u1787\u17b8\u1790\u179b \u17ac\u1791\u17d2\u179a\u1796\u17d2\u1799\u179f\u1780\u1798\u17d2\u1798\u17a0\u17b7\u179a\u1789\u17d2\u1789\u179c\u178f\u17d2\u1790\u17bb\u178a\u17c2\u179b\u17a2\u17b6\u1785\u1795\u17d2\u1791\u17c1\u179a\u1794\u17b6\u1793\u1793\u17c4\u17c7\u1791\u17c1\u17d4<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u17a5\u178e\u1791\u17b6\u1793\u17a2\u17b6\u1785\u1791\u1791\u17bd\u179b\u1794\u17b6\u1793 \u1795\u17d2\u178f\u179b\u17cb\u179a\u1784\u17d2\u179c\u17b6\u1793\u17cb \u17ac\u1794\u17d2\u179a\u17be\u1794\u17d2\u179a\u17b6\u179f\u17cb\u1794\u17b6\u1793\u179b\u17bb\u17c7\u178f\u17d2\u179a\u17b6\u178f\u17c2\u179f\u17d2\u179a\u1794\u178f\u17b6\u1798\u1785\u17d2\u1794\u17b6\u1794\u17cb\u178a\u17c2\u179b\u1794\u1784\u17d2\u17a0\u17b6\u1789\u1793\u17c5\u1780\u17d2\u1793\u17bb\u1784 PIVOT \u17d4 \u179b\u17bb\u17c7\u178f\u17d2\u179a\u17b6\u178f\u17c2\u1799\u17be\u1784\u1794\u1789\u17d2\u1787\u17b6\u1780\u17cb\u1795\u17d2\u179f\u17c1\u1784\u1796\u17b8\u1793\u17c1\u17c7 \u17a5\u178e\u1791\u17b6\u1793\u1798\u17b7\u1793\u17a2\u17b6\u1785\u1794\u17d2\u178f\u17bc\u179a\u1787\u17b6\u179f\u17b6\u1785\u17cb\u1794\u17d2\u179a\u17b6\u1780\u17cb \u1795\u17d2\u1791\u17c1\u179a\u179a\u179c\u17b6\u1784\u179f\u1798\u17b6\u1787\u17b7\u1780 \u17ac\u1794\u17d2\u178f\u17bc\u179a\u1799\u1780\u1793\u17c5\u1781\u17b6\u1784\u1780\u17d2\u179a\u17c5 PIVOT \u1794\u17b6\u1793\u1791\u17c1\u17d4<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u1799\u17be\u1784\u17a2\u17b6\u1785\u1780\u17c2\u178f\u1798\u17d2\u179a\u17bc\u179c\u179f\u1798\u178f\u17bb\u179b\u17d2\u1799\u17a5\u178e\u1791\u17b6\u1793\u178a\u17c2\u179b\u1780\u17c6\u17a0\u17bb\u179f\u1794\u1785\u17d2\u1785\u17c1\u1780\u1791\u17c1\u179f \u1780\u17b6\u179a\u1795\u17d2\u178f\u179b\u17cb\u179a\u1784\u17d2\u179c\u17b6\u1793\u17cb\u179f\u17d2\u1791\u17bd\u1793 \u1780\u17b6\u179a\u1780\u17d2\u179b\u17c2\u1784\u1794\u1793\u17d2\u179b\u17c6 \u1780\u17b6\u179a\u179a\u17c6\u179b\u17c4\u1797\u1794\u17c6\u1796\u17b6\u1793 \u17ac\u1794\u17d2\u179a\u178f\u17b7\u1794\u178f\u17d2\u178f\u17b7\u1780\u17b6\u179a\u1798\u17bc\u179b\u178a\u17d2\u178b\u17b6\u1793\u1794\u1789\u17d2\u1785\u17d2\u179a\u17b6\u179f\u1794\u17b6\u1793\u1794\u17c9\u17c7\u1796\u17b6\u179b\u17cb\u178a\u179b\u17cb\u179f\u1798\u178f\u17bb\u179b\u17d2\u1799\u17d4<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">10 \u17d4 \u1791\u17b7\u1793\u17b6\u1793\u17bb\u1794\u17d2\u1794\u179c\u178f\u17d2\u178f\u17b7 PIVOT \u1793\u17b7\u1784\u1796\u17d0\u178f\u17cc\u1798\u17b6\u1793\u178a\u17c2\u179b\u1794\u17b6\u1793\u179a\u1780\u17d2\u179f\u17b6\u1791\u17bb\u1780\u179a\u1794\u179f\u17cb\u17a2\u17d2\u1793\u1780<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">PIVOT \u1795\u17d2\u178f\u179b\u17cb\u1793\u17bc\u179c\u17a7\u1794\u1780\u179a\u178e\u17cd\u178a\u17c2\u179b\u17a2\u1793\u17bb\u1789\u17d2\u1789\u17b6\u178f\u17b1\u17d2\u1799\u17a2\u17d2\u1793\u1780\u179a\u1780\u17d2\u179f\u17b6\u1791\u17bb\u1780\u179f\u1780\u1798\u17d2\u1798\u1797\u17b6\u1796\u17a2\u1797\u17b7\u179c\u178c\u17d2\u178d\u1793\u17cd \u1780\u17b6\u179a\u1786\u17d2\u179b\u17bb\u17c7\u1794\u1789\u17d2\u1785\u17b6\u17c6\u1784 \u1793\u17b7\u1784\u1796\u17d0\u178f\u17cc\u1798\u17b6\u1793\u17a2\u1797\u17b7\u179c\u178c\u17d2\u178d\u1793\u17cd\u1795\u17d2\u1791\u17b6\u179b\u17cb\u1781\u17d2\u179b\u17bd\u1793\u1795\u17d2\u179f\u17c1\u1784\u1791\u17c0\u178f\u17d4 \u17a2\u17d2\u1793\u1780\u1793\u17c5\u178f\u17c2\u1791\u1791\u17bd\u179b\u1781\u17bb\u179f\u178f\u17d2\u179a\u17bc\u179c\u1780\u17d2\u1793\u17bb\u1784\u1780\u17b6\u179a\u179f\u1798\u17d2\u179a\u17c1\u1785\u1785\u17b7\u178f\u17d2\u178f\u1790\u17b6\u178f\u17be\u1796\u17d0\u178f\u17cc\u1798\u17b6\u1793\u17a2\u17d2\u179c\u17b8\u178a\u17c2\u179b\u17a2\u17d2\u1793\u1780\u1794\u1789\u17d2\u1785\u17bc\u179b \u1793\u17b7\u1784\u179f\u1798\u17d2\u179a\u17b6\u1794\u17cb\u1780\u17b6\u179a\u179a\u1780\u17d2\u179f\u17b6\u1791\u17bb\u1780\u1785\u17d2\u1794\u17b6\u1794\u17cb\u1785\u1798\u17d2\u179b\u1784\u178a\u17b6\u1785\u17cb\u178a\u17c4\u1799\u17a1\u17c2\u1780\u178e\u17b6\u1798\u17bd\u1799\u178a\u17c2\u179b\u17a2\u17d2\u1793\u1780\u1785\u17b6\u178f\u17cb\u1791\u17bb\u1780\u1790\u17b6\u179f\u17c6\u1781\u17b6\u1793\u17cb\u17d4<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u1780\u17b6\u179a\u1794\u17d2\u179a\u17be\u1794\u17d2\u179a\u17b6\u179f\u17cb\u1796\u17d0\u178f\u17cc\u1798\u17b6\u1793\u1795\u17d2\u1791\u17b6\u179b\u17cb\u1781\u17d2\u179b\u17bd\u1793\u179a\u1794\u179f\u17cb\u17a2\u17d2\u1793\u1780\u1793\u17c5\u1780\u17d2\u1793\u17bb\u1784 PIVOT \u1780\u17cf\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1782\u17d2\u179a\u1794\u17cb\u1782\u17d2\u179a\u1784\u178a\u17c4\u1799\u1782\u17c4\u179b\u1780\u17b6\u179a\u178e\u17cd\u17af\u1780\u1787\u1793\u1797\u17b6\u1796\u179a\u1794\u179f\u17cb\u1799\u17be\u1784\u1795\u1784\u178a\u17c2\u179a\u17d4<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">11 \u17d4 \u1798\u17bb\u1781\u1784\u17b6\u179a\u1787\u17c6\u1793\u17bd\u1799\u178a\u17c4\u1799 AI \u1793\u17b7\u1784\u179f\u17c6\u17a1\u17c1\u1784<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">PIVOT \u17a2\u17b6\u1785\u1795\u17d2\u178f\u179b\u17cb\u1798\u17bb\u1781\u1784\u17b6\u179a\u1787\u17c6\u1793\u17bd\u1799\u1780\u17b6\u179a AI \u179f\u17c6\u17a1\u17c1\u1784 \u17ac\u1780\u17b6\u179a\u1785\u1798\u17d2\u179b\u1784\u1787\u17b6\u1787\u1798\u17d2\u179a\u17be\u179f\u17d4 \u17a7\u1794\u1780\u179a\u178e\u17cd\u1791\u17b6\u17c6\u1784\u1793\u17c1\u17c7\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1794\u1798\u17d2\u179a\u17bb\u1784\u1791\u17bb\u1780\u178a\u17be\u1798\u17d2\u1794\u17b8\u1782\u17b6\u17c6\u1791\u17d2\u179a\u178a\u179b\u17cb\u1780\u17b6\u179a\u179a\u17c0\u1793\u179f\u17bc\u178f\u17d2\u179a \u1793\u17b7\u1784\u1780\u17b6\u179a\u17a2\u1797\u17b7\u179c\u178c\u17d2\u178d\u179a\u1794\u179f\u17cb\u17a2\u17d2\u1793\u1780 \u1798\u17b7\u1793\u1798\u17c2\u1793\u178a\u17be\u1798\u17d2\u1794\u17b8\u1787\u17c6\u1793\u17bd\u179f\u178a\u17c6\u1794\u17bc\u1793\u17d2\u1798\u17b6\u1793\u179c\u17b7\u1787\u17d2\u1787\u17b6\u1787\u17b8\u179c\u17c8 \u1785\u17d2\u1794\u17b6\u1794\u17cb \u179c\u17c1\u1787\u17d2\u1787\u179f\u17b6\u179f\u17d2\u178f\u17d2\u179a \u17a0\u17b7\u179a\u1789\u17d2\u1789\u179c\u178f\u17d2\u1790\u17bb \u17ac\u178a\u17c6\u1794\u17bc\u1793\u17d2\u1798\u17b6\u1793\u178a\u17c2\u179b\u1798\u17b6\u1793\u1794\u1791\u1794\u17d2\u1794\u1789\u17d2\u1789\u178f\u17d2\u178f\u17b7\u1795\u17d2\u179f\u17c1\u1784\u1791\u17c0\u178f\u1793\u17c4\u17c7\u1791\u17c1\u17d4<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u17a2\u17d2\u1793\u1780\u1793\u17c5\u178f\u17c2\u1791\u1791\u17bd\u179b\u1781\u17bb\u179f\u178f\u17d2\u179a\u17bc\u179c\u1780\u17d2\u1793\u17bb\u1784\u1780\u17b6\u179a\u1796\u17b7\u1793\u17b7\u178f\u17d2\u1799\u17a1\u17be\u1784\u179c\u17b7\u1789\u1793\u17bc\u179c\u1796\u17d0\u178f\u17cc\u1798\u17b6\u1793\u178a\u17c2\u179b\u1794\u17b6\u1793\u1794\u1784\u17d2\u1780\u17be\u178f \u17ac\u1785\u1798\u17d2\u179b\u1784\u178f\u17b6\u1798\u179a\u1799\u17c8\u1798\u17bb\u1781\u1784\u17b6\u179a\u1791\u17b6\u17c6\u1784\u1793\u17c1\u17c7 \u1798\u17bb\u1793\u1796\u17c1\u179b\u1796\u17b9\u1784\u1795\u17d2\u17a2\u17c2\u1780\u179b\u17be \u17ac\u179a\u1780\u17d2\u179f\u17b6\u1791\u17bb\u1780\u179c\u17b6\u17d4<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">12 \u17d4 \u1780\u17b6\u179a\u1794\u17d2\u179a\u17be\u1794\u17d2\u179a\u17b6\u179f\u17cb\u178a\u17c2\u179b\u17a2\u17b6\u1785\u1791\u1791\u17bd\u179b\u1799\u1780\u1794\u17b6\u1793<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u17a2\u17d2\u1793\u1780\u1798\u17b7\u1793\u178f\u17d2\u179a\u17bc\u179c\u1794\u17d2\u179a\u17be PIVOT \u178a\u17be\u1798\u17d2\u1794\u17b8\u17d6<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u1794\u17c6\u1796\u17b6\u1793\u1785\u17d2\u1794\u17b6\u1794\u17cb \u17ac\u179b\u17be\u1780\u1791\u17b9\u1780\u1785\u17b7\u178f\u17d2\u178f\u178a\u179b\u17cb\u179f\u1780\u1798\u17d2\u1798\u1797\u17b6\u1796\u1781\u17bb\u179f\u1785\u17d2\u1794\u17b6\u1794\u17cb;<\/li>\n<li>\u1799\u17b6\u1799\u17b8 \u1782\u17c6\u179a\u17b6\u1798\u1780\u17c6\u17a0\u17c2\u1784 \u17ac\u1792\u17d2\u179c\u17be\u1794\u17b6\u1794\u17a2\u17d2\u1793\u1780\u178a\u1791\u17c3;<\/li>\n<li>\u1795\u17d2\u1791\u17bb\u1780\u17a1\u17be\u1784\u200b\u1780\u17bc\u178a\u200b\u1796\u17d2\u1799\u17b6\u1794\u17b6\u1791 \u17ac\u200b\u1787\u17d2\u179a\u17c0\u178f\u1787\u17d2\u179a\u17c2\u1780\u200b\u178a\u17c4\u1799\u200b\u1785\u17c1\u178f\u1793\u17b6\u200b\u1787\u17b6\u1798\u17bd\u1799\u200b\u179c\u17c1\u1791\u17b7\u1780\u17b6;<\/li>\n<li>\u1796\u17d2\u1799\u17b6\u1799\u17b6\u1798\u200b\u1785\u17bc\u179b\u200b\u1794\u17d2\u179a\u17be\u1794\u17d2\u179a\u17b6\u179f\u17cb\u200b\u1782\u178e\u1793\u17b8 \u1794\u17d2\u179a\u1796\u17d0\u1793\u17d2\u1792 \u17ac\u200b\u1796\u17d0\u178f\u17cc\u1798\u17b6\u1793\u200b\u17af\u1780\u1787\u1793\u200b\u178a\u17c4\u1799\u200b\u1782\u17d2\u1798\u17b6\u1793\u200b\u1780\u17b6\u179a\u17a2\u1793\u17bb\u1789\u17d2\u1789\u17b6\u178f;<\/li>\n<li>\u1785\u1798\u17d2\u179b\u1784 \u1780\u17c4\u179f \u17ac\u1785\u17c2\u1780\u1785\u17b6\u1799\u17a1\u17be\u1784\u179c\u17b7\u1789\u1793\u17bc\u179c\u1781\u17d2\u179b\u17b9\u1798\u179f\u17b6\u179a PIVOT \u178a\u17c2\u179b\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1780\u17b6\u179a\u1796\u17b6\u179a\u179b\u17be\u1798\u17bc\u179b\u178a\u17d2\u178b\u17b6\u1793\u179f\u17c6\u1781\u17b6\u1793\u17cb \u17ac\u178a\u17c4\u1799\u179f\u17d2\u179c\u17d0\u1799\u1794\u17d2\u179a\u179c\u178f\u17d2\u178f\u17b7\u178a\u17c4\u1799\u1782\u17d2\u1798\u17b6\u1793\u1780\u17b6\u179a\u17a2\u1793\u17bb\u1789\u17d2\u1789\u17b6\u178f\u17d4<\/li>\n<li>\u1794\u17c6\u1797\u17d2\u179b\u17c3\u17a2\u178f\u17d2\u178f\u179f\u1789\u17d2\u1789\u17b6\u178e \u17ac\u179f\u17b7\u1791\u17d2\u1792\u17b7\u179a\u1794\u179f\u17cb\u17a2\u17d2\u1793\u1780\u1785\u17c6\u1796\u17c4\u17c7\u1782\u178e\u1793\u17b8 \u17ac\u179f\u17c1\u179c\u17b6\u1780\u1798\u17d2\u1798\u178e\u17b6\u1798\u17bd\u1799; \u17ac<\/li>\n<li>\u179a\u17c6\u179b\u17c4\u1797\u1794\u17c6\u1796\u17b6\u1793\u179a\u1784\u17d2\u179c\u17b6\u1793\u17cb \u17a5\u178e\u1791\u17b6\u1793 \u1780\u17b6\u179a\u178e\u17c2\u1793\u17b6\u17c6 \u179f\u1798\u17b6\u1787\u17b7\u1780\u1797\u17b6\u1796 \u17ac\u1794\u17d2\u179a\u1796\u17d0\u1793\u17d2\u1792\u1791\u17b7\u1789\u17d4<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">13<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Unless otherwise stated, PIVOT content, design, branding, learning materials, software features and original resources are owned by or licensed to DUMOND LEARNING O\u00dc and are protected by applicable intellectual-property laws.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u179f\u1798\u17b6\u1787\u17b7\u1780\u1797\u17b6\u1796\u179a\u1794\u179f\u17cb\u17a2\u17d2\u1793\u1780\u1795\u17d2\u178f\u179b\u17cb\u17b1\u17d2\u1799\u17a2\u17d2\u1793\u1780\u1793\u17bc\u179c\u179f\u17b7\u1791\u17d2\u1792\u17b7\u1795\u17d2\u1791\u17b6\u179b\u17cb\u1781\u17d2\u179b\u17bd\u1793 \u1798\u17b6\u1793\u1780\u17c6\u178e\u178f\u17cb \u1793\u17b7\u1784\u1798\u17b7\u1793\u1795\u17d2\u178f\u17b6\u1785\u17cb\u1798\u17bb\u1781 \u178a\u17be\u1798\u17d2\u1794\u17b8\u1794\u17d2\u179a\u17be\u1794\u17d2\u179a\u17b6\u179f\u17cb\u1781\u17d2\u179b\u17b9\u1798\u179f\u17b6\u179a \u1793\u17b7\u1784\u1798\u17bb\u1781\u1784\u17b6\u179a PIVOT \u178a\u17c2\u179b\u1796\u17b6\u1780\u17cb\u1796\u17d0\u1793\u17d2\u1792\u179f\u1798\u17d2\u179a\u17b6\u1794\u17cb\u1782\u17c4\u179b\u1794\u17c6\u178e\u1784\u178a\u17c2\u179b\u1794\u17b6\u1793\u1782\u17d2\u179a\u17c4\u1784\u1791\u17bb\u1780\u17d4 \u179c\u17b6\u1798\u17b7\u1793\u1795\u17d2\u1791\u17c1\u179a\u1797\u17b6\u1796\u1787\u17b6\u1798\u17d2\u1785\u17b6\u179f\u17cb\u1793\u17c3\u1781\u17d2\u179b\u17b9\u1798\u179f\u17b6\u179a\u1793\u17c4\u17c7\u1791\u17c5\u17a2\u17d2\u1793\u1780\u1791\u17c1\u17d4<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">14 \u17d4 \u1781\u17d2\u179b\u17b9\u1798\u179f\u17b6\u179a \u1793\u17b7\u1784\u179f\u17c1\u179c\u17b6\u1780\u1798\u17d2\u1798\u1797\u17b6\u1782\u17b8\u1791\u17b8\u1794\u17b8<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">PIVOT may link to or integrate with third-party websites and services. Those services may have their own terms and privacy policies. We are not responsible for an independent third party&#8217;s content or service except where applicable law provides otherwise.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">15 \u17d4 \u1797\u17b6\u1796\u17a2\u17b6\u1785\u179a\u1780\u1794\u17b6\u1793 \u1793\u17b7\u1784\u1780\u17b6\u179a\u1795\u17d2\u179b\u17b6\u179f\u17cb\u1794\u17d2\u178f\u17bc\u179a<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u1799\u17be\u1784\u1781\u17d2\u1789\u17bb\u17c6\u1781\u17b7\u178f\u1781\u17c6\u179a\u1780\u17d2\u179f\u17b6 PIVOT \u17b2\u17d2\u1799\u17a2\u17b6\u1785\u1794\u17d2\u179a\u17be\u1794\u17b6\u1793 \u1793\u17b7\u1784\u17a2\u17b6\u1785\u1791\u17bb\u1780\u1785\u17b7\u178f\u17d2\u178f\u1794\u17b6\u1793 \u1794\u17c9\u17bb\u1793\u17d2\u178f\u17c2\u1794\u17d2\u179a\u178f\u17b7\u1794\u178f\u17d2\u178f\u17b7\u1780\u17b6\u179a\u178a\u17c2\u179b\u1798\u17b7\u1793\u1798\u17b6\u1793\u1780\u17b6\u179a\u179a\u17c6\u1781\u17b6\u1793 \u17ac\u1782\u17d2\u1798\u17b6\u1793\u1780\u17c6\u17a0\u17bb\u179f\u1798\u17b7\u1793\u17a2\u17b6\u1785\u1792\u17b6\u1793\u17b6\u1794\u17b6\u1793\u1791\u17c1\u17d4 \u1780\u17b6\u179a\u1790\u17c2\u1791\u17b6\u17c6 \u1780\u17b6\u179a\u1784\u17b6\u179a\u179f\u17bb\u179c\u178f\u17d2\u1790\u17b7\u1797\u17b6\u1796 \u1780\u17b6\u179a\u178a\u17b6\u1785\u17cb\u1785\u179a\u1793\u17d2\u178f\u17a2\u1782\u17d2\u1782\u17b7\u179f\u1793\u17b8\u179a\u1794\u179f\u17cb\u1797\u17b6\u1782\u17b8\u1791\u17b8\u1794\u17b8 \u17ac\u1794\u1789\u17d2\u17a0\u17b6\u1794\u1785\u17d2\u1785\u17c1\u1780\u1791\u17c1\u179f\u17a2\u17b6\u1785\u1794\u17c9\u17c7\u1796\u17b6\u179b\u17cb\u178a\u179b\u17cb\u1780\u17b6\u179a\u1785\u17bc\u179b\u1794\u17d2\u179a\u17be\u1798\u17d2\u178f\u1784\u1798\u17d2\u1780\u17b6\u179b\u17d4<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u1799\u17be\u1784\u17a2\u17b6\u1785\u1780\u17c2\u179b\u1798\u17d2\u17a2 \u1787\u17c6\u1793\u17bd\u179f \u17ac\u1792\u17d2\u179c\u17be\u1794\u1785\u17d2\u1785\u17bb\u1794\u17d2\u1794\u1793\u17d2\u1793\u1797\u17b6\u1796\u1798\u17bb\u1781\u1784\u17b6\u179a\u179a\u1794\u179f\u17cb\u179c\u17c1\u1791\u17b7\u1780\u17b6\u178f\u17b6\u1798\u1796\u17c1\u179b\u179c\u17c1\u179b\u17b6\u17d4 \u1780\u17d2\u1793\u17bb\u1784\u1780\u179a\u178e\u17b8\u178a\u17c2\u179b\u1780\u17b6\u179a\u1795\u17d2\u179b\u17b6\u179f\u17cb\u1794\u17d2\u178f\u17bc\u179a\u179f\u17c6\u1781\u17b6\u1793\u17cb\u17d7\u1794\u17c9\u17c7\u1796\u17b6\u179b\u17cb\u178a\u179b\u17cb\u1780\u17b6\u179a\u1787\u17b6\u179c\u1794\u1784\u17cb\u1794\u17d2\u179a\u17b6\u1780\u17cb\u178a\u17c2\u179b\u1798\u17b6\u1793\u179f\u17d2\u179a\u17b6\u1794\u17cb \u1799\u17be\u1784\u1793\u17b9\u1784\u1792\u17d2\u179c\u17be\u179f\u1780\u1798\u17d2\u1798\u1797\u17b6\u1796\u178a\u17c4\u1799\u179f\u1798\u17a0\u17c1\u178f\u17bb\u1795\u179b \u1793\u17b7\u1784\u179f\u17d2\u179a\u1794\u178f\u17b6\u1798\u1785\u17d2\u1794\u17b6\u1794\u17cb\u17a2\u17d2\u1793\u1780\u1794\u17d2\u179a\u17be\u1794\u17d2\u179a\u17b6\u179f\u17cb\u178a\u17c2\u179b\u17a2\u17b6\u1785\u17a2\u1793\u17bb\u179c\u178f\u17d2\u178f\u1794\u17b6\u1793\u17d4<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">16 \u17d4 \u1780\u17b6\u179a\u1795\u17d2\u17a2\u17b6\u1780 \u17ac\u1794\u1789\u17d2\u1785\u1794\u17cb\u1782\u178e\u1793\u17b8<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u1799\u17be\u1784\u17a2\u17b6\u1785\u178a\u17b6\u1780\u17cb\u1780\u1798\u17d2\u179a\u17b7\u178f \u17ac\u1795\u17d2\u17a2\u17b6\u1780\u1782\u178e\u1793\u17b8\u178e\u17b6\u1798\u17bd\u1799 \u178a\u17c2\u179b\u1785\u17b6\u17c6\u1794\u17b6\u1785\u17cb\u179f\u1798\u17a0\u17c1\u178f\u17bb\u1795\u179b \u178a\u17be\u1798\u17d2\u1794\u17b8\u1780\u17b6\u179a\u1796\u17b6\u179a PIVOT \u179f\u17ca\u17be\u1794\u17a2\u1784\u17d2\u1780\u17c1\u178f\u1780\u17b6\u179a\u1794\u17d2\u179a\u17be\u1794\u17d2\u179a\u17b6\u179f\u17cb\u1781\u17bb\u179f \u1786\u17d2\u179b\u17be\u1799\u178f\u1794\u1791\u17c5\u1793\u17b9\u1784\u17a0\u17b6\u1793\u17b7\u1797\u17d0\u1799\u1793\u17c3\u1780\u17b6\u179a\u1780\u17d2\u179b\u17c2\u1784\u1794\u1793\u17d2\u179b\u17c6 \u17ac\u179f\u17bb\u179c\u178f\u17d2\u1790\u17b7\u1797\u17b6\u1796 \u17a2\u1793\u17bb\u179c\u178f\u17d2\u178f\u178f\u17b6\u1798\u1785\u17d2\u1794\u17b6\u1794\u17cb \u17ac\u178a\u17c4\u17c7\u179f\u17d2\u179a\u17b6\u1799\u1780\u17b6\u179a\u179a\u17c6\u179b\u17c4\u1797\u1794\u17c6\u1796\u17b6\u1793\u1792\u17d2\u1784\u1793\u17cb\u1792\u17d2\u1784\u179a\u179b\u17be\u179b\u1780\u17d2\u1781\u1781\u178e\u17d2\u178c\u1791\u17b6\u17c6\u1784\u1793\u17c1\u17c7\u17d4<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u1799\u17be\u1784\u1793\u17b9\u1784\u1798\u17b7\u1793\u1794\u17d2\u179a\u17be\u1794\u17d2\u179a\u17b6\u179f\u17cb\u1794\u1791\u1794\u17d2\u1794\u1789\u17d2\u1789\u178f\u17d2\u178f\u17b7\u1793\u17c1\u17c7\u178a\u17be\u1798\u17d2\u1794\u17b8\u179b\u17bb\u1794\u1785\u17c4\u179b\u179f\u17b7\u1791\u17d2\u1792\u17b7\u17a2\u17d2\u1793\u1780\u1794\u17d2\u179a\u17be\u1794\u17d2\u179a\u17b6\u179f\u17cb\u1787\u17b6\u1780\u17b6\u178f\u1796\u17d2\u179c\u1780\u17b7\u1785\u17d2\u1785 \u17ac\u179f\u17b7\u1791\u17d2\u1792\u17b7\u1791\u1791\u17bd\u179b\u1794\u17b6\u1793\u1794\u17d2\u179a\u17b6\u1780\u17cb\u1788\u17d2\u1793\u17bd\u179b\u179f\u17d2\u179a\u1794\u1785\u17d2\u1794\u17b6\u1794\u17cb\u178a\u17c4\u1799\u1782\u17d2\u1798\u17b6\u1793\u1798\u17bc\u179b\u178a\u17d2\u178b\u17b6\u1793\u179f\u1798\u179f\u17d2\u179a\u1794\u1793\u17c4\u17c7\u1791\u17c1\u17d4<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">17<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u1782\u17d2\u1798\u17b6\u1793\u17a2\u17d2\u179c\u17b8\u1793\u17c5\u1780\u17d2\u1793\u17bb\u1784\u179b\u1780\u17d2\u1781\u1781\u178e\u17d2\u178c\u1791\u17b6\u17c6\u1784\u1793\u17c1\u17c7\u1798\u17b7\u1793\u179a\u17b6\u1794\u17cb\u1794\u1789\u17d2\u1785\u17bc\u179b \u17ac\u1780\u17c6\u178e\u178f\u17cb\u1780\u17b6\u179a\u1791\u1791\u17bd\u179b\u1781\u17bb\u179f\u178f\u17d2\u179a\u17bc\u179c\u1791\u17c1 \u1780\u17d2\u1793\u17bb\u1784\u1780\u179a\u178e\u17b8\u178a\u17c2\u179b\u1780\u17b6\u179a\u1792\u17d2\u179c\u17be\u178a\u17bc\u1785\u17d2\u1793\u17c1\u17c7\u1781\u17bb\u179f\u1785\u17d2\u1794\u17b6\u1794\u17cb \u179a\u17bd\u1798\u1791\u17b6\u17c6\u1784\u179f\u17b7\u1791\u17d2\u1792\u17b7 \u17ac\u178a\u17c6\u178e\u17c4\u17c7\u179f\u17d2\u179a\u17b6\u1799\u178a\u17c2\u179b\u1798\u17b7\u1793\u17a2\u17b6\u1785\u178a\u1780\u1785\u17c1\u1789\u1794\u17b6\u1793\u178a\u17c4\u1799\u179f\u17d2\u179a\u1794\u1785\u17d2\u1794\u17b6\u1794\u17cb\u1780\u17d2\u179a\u17c4\u1798\u1785\u17d2\u1794\u17b6\u1794\u17cb\u1780\u17b6\u179a\u1796\u17b6\u179a\u17a2\u17d2\u1793\u1780\u1794\u17d2\u179a\u17be\u1794\u17d2\u179a\u17b6\u179f\u17cb\u178a\u17c2\u179b\u17a2\u17b6\u1785\u17a2\u1793\u17bb\u179c\u178f\u17d2\u178f\u1794\u17b6\u1793\u17d4<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u17a2\u17b6\u179f\u17d2\u179a\u17d0\u1799\u179b\u17be\u179f\u17b7\u1791\u17d2\u1792\u17b7\u1785\u17b6\u17c6\u1794\u17b6\u1785\u17cb\u1791\u17b6\u17c6\u1784\u1793\u17c4\u17c7 PIVOT \u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1795\u17d2\u178f\u179b\u17cb\u1787\u17bc\u1793\u1787\u17b6\u179c\u17c1\u1791\u17b7\u1780\u17b6\u179f\u17b7\u1780\u17d2\u179f\u17b6 \u1793\u17b7\u1784\u17a2\u1797\u17b7\u179c\u178c\u17d2\u178d\u1793\u17cd\u17d4 \u179b\u1791\u17d2\u1792\u1795\u179b\u17a2\u17b6\u179f\u17d2\u179a\u17d0\u1799\u179b\u17be\u1780\u178f\u17d2\u178f\u17b6\u1787\u17b6\u1785\u17d2\u179a\u17be\u1793\u178a\u17c2\u179b\u1793\u17c5\u1780\u17d2\u179a\u17c5\u1780\u17b6\u179a\u1782\u17d2\u179a\u1794\u17cb\u1782\u17d2\u179a\u1784\u179a\u1794\u179f\u17cb\u1799\u17be\u1784 \u17a0\u17be\u1799\u1799\u17be\u1784\u1798\u17b7\u1793\u1792\u17b6\u1793\u17b6\u1780\u17b6\u179a\u1784\u17b6\u179a \u1780\u17b6\u179a\u17a1\u17be\u1784\u178b\u17b6\u1793\u17c8 \u179b\u1780\u17d2\u1781\u178e\u17c8\u179f\u1798\u17d2\u1794\u178f\u17d2\u178f\u17b7 \u1780\u17b6\u179a\u1791\u1791\u17bd\u179b\u179f\u17d2\u1782\u17b6\u179b\u17cb \u1794\u17d2\u179a\u17b6\u1780\u17cb\u1785\u17c6\u178e\u17bc\u179b \u17ac\u179b\u1791\u17d2\u1792\u1795\u179b\u1795\u17d2\u1791\u17b6\u179b\u17cb\u1781\u17d2\u179b\u17bd\u1793 \u17ac\u179c\u17b7\u1787\u17d2\u1787\u17b6\u1787\u17b8\u179c\u17c8\u1787\u17b6\u1780\u17cb\u179b\u17b6\u1780\u17cb\u178e\u17b6\u1798\u17bd\u1799\u17a1\u17be\u1799\u17d4<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">18 \u17d4 \u1785\u17d2\u1794\u17b6\u1794\u17cb\u1782\u17d2\u179a\u1794\u17cb\u1782\u17d2\u179a\u1784 \u1793\u17b7\u1784\u179f\u17b7\u1791\u17d2\u1792\u17b7\u17a2\u17d2\u1793\u1780\u1794\u17d2\u179a\u17be\u1794\u17d2\u179a\u17b6\u179f\u17cb<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u179b\u1780\u17d2\u1781\u1781\u178e\u17d2\u178c\u1791\u17b6\u17c6\u1784\u1793\u17c1\u17c7\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1782\u17d2\u179a\u1794\u17cb\u1782\u17d2\u179a\u1784\u178a\u17c4\u1799\u1785\u17d2\u1794\u17b6\u1794\u17cb\u1793\u17c3\u1794\u17d2\u179a\u1791\u17c1\u179f\u17a2\u17c1\u179f\u17d2\u178f\u17bc\u1793\u17b8 \u178a\u17c4\u1799\u1798\u17b7\u1793\u178a\u1780\u17a0\u17bc\u178f\u17a2\u17d2\u1793\u1780\u1794\u17d2\u179a\u17be\u1794\u17d2\u179a\u17b6\u179f\u17cb\u1796\u17b8\u1780\u17b6\u179a\u1780\u17b6\u179a\u1796\u17b6\u179a\u1787\u17b6\u1780\u17b6\u178f\u1796\u17d2\u179c\u1780\u17b7\u1785\u17d2\u1785\u178e\u17b6\u1798\u17bd\u1799\u178a\u17c2\u179b\u1795\u17d2\u178f\u179b\u17cb\u178a\u17c4\u1799\u1785\u17d2\u1794\u17b6\u1794\u17cb\u178a\u17c2\u179b\u17a2\u1793\u17bb\u179c\u178f\u17d2\u178f\u1785\u17c6\u1796\u17c4\u17c7\u1796\u17bd\u1780\u1782\u17c1\u17a1\u17be\u1799\u17d4<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u1794\u17d2\u179a\u179f\u17b7\u1793\u1794\u17be\u17a2\u17d2\u1793\u1780\u1787\u17b6\u17a2\u17d2\u1793\u1780\u1794\u17d2\u179a\u17be\u1794\u17d2\u179a\u17b6\u179f\u17cb \u17a2\u17d2\u1793\u1780\u1780\u17cf\u17a2\u17b6\u1785\u1798\u17b6\u1793\u179f\u17b7\u1791\u17d2\u1792\u17b7\u1794\u17d2\u179a\u17be\u1794\u17d2\u179a\u17b6\u179f\u17cb\u1796\u17b6\u1780\u17d2\u1799\u1794\u178e\u17d2\u178f\u17b9\u1784\u17a2\u17d2\u1793\u1780\u1794\u17d2\u179a\u17be\u1794\u17d2\u179a\u17b6\u179f\u17cb\u178a\u17c2\u179b\u17a2\u17b6\u1785\u17a2\u1793\u17bb\u179c\u178f\u17d2\u178f\u1794\u17b6\u1793 \u1780\u17b6\u179a\u178a\u17c4\u17c7\u179f\u17d2\u179a\u17b6\u1799\u179c\u17b7\u179c\u17b6\u1791\u1787\u17c6\u1793\u17bd\u179f \u17ac\u1793\u17b8\u178f\u17b7\u179c\u17b7\u1792\u17b8\u178f\u17bb\u179b\u17b6\u1780\u17b6\u179a\u178a\u17c2\u179b\u1798\u17b6\u1793\u179f\u1798\u17d2\u179a\u17b6\u1794\u17cb\u17a2\u17d2\u1793\u1780\u1780\u17d2\u179a\u17c4\u1798\u1785\u17d2\u1794\u17b6\u1794\u17cb\u1796\u17b6\u1780\u17cb\u1796\u17d0\u1793\u17d2\u1792\u17d4<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">19 \u17d4 \u1780\u17b6\u179a\u1795\u17d2\u179b\u17b6\u179f\u17cb\u1794\u17d2\u178a\u17bc\u179a\u179b\u1780\u17d2\u1781\u1781\u178e\u17d2\u178c\u1791\u17b6\u17c6\u1784\u1793\u17c1\u17c7<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u1799\u17be\u1784\u17a2\u17b6\u1785\u1792\u17d2\u179c\u17be\u1794\u1785\u17d2\u1785\u17bb\u1794\u17d2\u1794\u1793\u17d2\u1793\u1797\u17b6\u1796\u179b\u1780\u17d2\u1781\u1781\u178e\u17d2\u178c\u1791\u17b6\u17c6\u1784\u1793\u17c1\u17c7 \u1793\u17c5\u1796\u17c1\u179b\u178a\u17c2\u179b PIVOT \u179f\u17c1\u179c\u17b6\u1780\u1798\u17d2\u1798\u179a\u1794\u179f\u17cb\u1799\u17be\u1784 \u1780\u17b6\u179a\u179a\u17c0\u1794\u1785\u17c6\u1780\u17b6\u179a\u1791\u17bc\u1791\u17b6\u178f\u17cb \u17ac\u178f\u1798\u17d2\u179a\u17bc\u179c\u1780\u17b6\u179a\u1795\u17d2\u1793\u17c2\u1780\u1785\u17d2\u1794\u17b6\u1794\u17cb\u178a\u17c2\u179b\u17a2\u17b6\u1785\u17a2\u1793\u17bb\u179c\u178f\u17d2\u178f\u1794\u17b6\u1793\u1795\u17d2\u179b\u17b6\u179f\u17cb\u1794\u17d2\u178f\u17bc\u179a\u17d4 \u1780\u17c6\u178e\u17c2\u1794\u1785\u17d2\u1785\u17bb\u1794\u17d2\u1794\u1793\u17d2\u1793\u1793\u17b9\u1784\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1794\u17c4\u17c7\u1796\u17bb\u1798\u17d2\u1796\u1795\u17d2\u179f\u17b6\u1799\u1793\u17c5\u179b\u17be\u1791\u17c6\u1796\u17d0\u179a\u1793\u17c1\u17c7 \u1787\u17b6\u1798\u17bd\u1799\u1793\u17b9\u1784\u1780\u17b6\u179b\u1794\u179a\u17b7\u1785\u17d2\u1786\u17c1\u1791\u1792\u17d2\u179c\u17be\u1794\u1785\u17d2\u1785\u17bb\u1794\u17d2\u1794\u1793\u17d2\u1793\u1797\u17b6\u1796\u1785\u17bb\u1784\u1780\u17d2\u179a\u17c4\u1799\u1794\u17c6\u1795\u17bb\u178f\u179a\u1794\u179f\u17cb\u179c\u17b6\u17d4<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">20<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u179f\u17b6\u1780\u179b\u179c\u17b7\u1791\u17d2\u1799\u17b6\u179b\u17d0\u1799\u179f\u17b7\u1780\u17d2\u179f\u17b6 DUMOND<\/strong><br>\u179b\u17c1\u1781\u1780\u17bc\u178a\u1785\u17bb\u17c7\u1794\u1789\u17d2\u1787\u17b8\u17d6 14870526<br>Estonia<br>Email: <strong>support@dumondeducation.com<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u1780\u17b6\u179a\u179f\u17b6\u1780\u179f\u17bd\u179a\u17a2\u17c6\u1796\u17b8\u1797\u17b6\u1796\u17af\u1780\u1787\u1793\u1782\u17bd\u179a\u178f\u17c2\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1795\u17d2\u1789\u17be\u1791\u17c5\u1780\u17b6\u1793\u17cb <strong>privacy@dumondeducation.com<\/strong>.<\/p>","protected":false},"excerpt":{"rendered":"<p>Terms &amp; Conditions Last updated: 12 September 2026 These Terms &amp; Conditions govern your use of PIVOT and dumondeducation.com. PIVOT is operated by DUMOND LEARNING O\u00dc, an Estonian private limited company, registry code 14870526. Registered business address: Contact: support@dumondeducation.com 1. 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